Payout

POST https://example.com/v5/OmnipayInstaPay/payout

Payouts and cashouts are the other key function class available in the OmniPay instant collection and payout service set. Payouts and cashouts maybe requested by partners and their merchants through real-time API connection and call.

The current supported channel for payout/cashout are:
 Bank Direct (request for list of supported Banks from OmniPay)

Future versions for the API will support InstaPay and Pesonet for local Philippine channels , and further improve options for merchants and partners with minimal programming.

Upon successful posting, the system response will contain the transaction id and a message for success.

URL: https://api.key2payment.com/OmnipayInstaPay/payout

Sample Request

JSON

{
    "merchantid": "INSTAPAYTEST001",
    "password": "INSTAPAYTESTTEST987*!",
    "trackid": "Reference id from merchant system",
    "PaymentRefDateTime": "12/13/2023 11:15",
    "BankName": "Metrobank",
    "AccountNumber": "A1234567-12345",
    "AccountName": "Juan dela cruz",
    "Amount": "15000.00",
    "Currency": "PHP"
}

Sample Response

JSON

## Success Response
{
    "type": "valid",
    "result": "Success",
    "responsecode": "0",
    "transactionid": "1885601",
    "trackid": "Reference id from merchant system",
    "merchantid": "INSTAPAYTEST001",
    "redirectUrl": null,
    "error_code_tag": null,
    "error_text": "Success"
}

## Unsuccessful Response
{
    "type": "valid",
    "result": "Not Successful",
    "responsecode": "6",
    "transactionid": "2795041",
    "trackid": "Reference id from merchant system",
    "merchantid": "INSTAPAYTEST001",
    "redirectUrl": null,
    "error_code_tag": null,
    "error_text": "Invalid partner and merchant id. Please contact OmniPay for support or check the partner and merchant id sent to you."
}

List of Institutions / Participants of Instapay The table below lists the currently known participants of InstaPay. Please use the EXACT name as shown below.

Alipay B3 B65Philippines Asia United Bank Corporation Banana Fintech Services Corporation Bank of China Limited (Manila Branch) BDO Unibank Inc Bank of the Philippine Islands / BPI Family BPI Direct Banko Inc A Savings Bank CARD MRI Rizal Bank Inc CARD BANK Inc Cebuana Lhuillier Rural Bank Inc China Banking Corporation China Bank Savings Inc CIMB Bank Philippines Inc City Savings Bank Inc CIS Bayad Center Inc Cantilan Bank Inc Philippine Bank of Communications Card SME Bank CTBC Bank (Philippines) Corporation Netbank (A Rural Bank) Inc Development Bank of the Philippines Dumaguete City Development Bank DCPay (Coinsph) Dungganon Bank (A Microfinance Rural Bank) Inc East West Rural Bank Entrepreneur Bank Inc (A Rural Bank) Equicom Savings Bank Inc East West Banking Corporation GPay Network PH Inc Gotyme Bank Corporation G-Xchange Inc Infoserve Incorporated (Nationlink) I-Remit Inc ISLA Bank (A Thrift Bank) Inc Seabank Philippines Inc (A Rural Bank) Legazpi Savings Bank LuluMoney Luzon Development Bank Malayan Savings Bank Inc Maybank Philippines Incorporated Metropolitan Bank and Trust Company Mindanao Consolidated Cooperative Bank Bangko Mabuhay (A Rural Bank) Inc Maya Bank Inc OmniPay Inc BDO Network Bank AllBank (A Thrift Bank) Inc OWN BANK THE RURAL BANK OF CAVITE CITY INC Bank of Commerce PayMongo Payments Inc Maya Philippines Inc / Maya Wallet Pacific Ace Savings Bank Inc Philippine Digital Asset Exchange Inc Philippine Savings Bank Philippine Trust Company Philippine Veterans Bank Philippine National Bank Philippine Business Bank Inc A Savings Bank PPS-PEPP Financial Services Corporation Partner Rural Bank (Cotabato) Inc Producers Savings Bank Corporation Queen City Development Bank Inc Quezon Capital RB Inc Rang-Ay Bank (A Rural Bank) Inc Rizal Commercial Banking Corporation Robinsons Bank Corporation Camalig Bank Inc (A Rural Bank) Rural Bank of Guinobatan Inc Standard Chartered Bank Security Bank Corporation ShopeePay Philippines Inc SpeedyPay Inc Starpay Corporation Sterling Bank of Asia Inc (A Savings Bank) Sun Savings Bank Inc Tayocash Inc Tonik Bank Land Bank of The Philippines TOKTOKWALLET Traxion Pay Inc Union Bank of the Philippines UCPB Savings Bank Inc UNOBank Inc UnionDIgital Bank Inc USSC Money Services Inc Wealth Development Bank Corporation Zybi Tech Inc (JuanCash)